Website disclaimer notice

Important notice

This website provides financial planning information only.

Content is general in nature and not tailored to your situation.

The information on this website is intended to offer general guidance regarding financial planning subscription services. We do not provide specific product recommendations, investment strategies, or individual advice. Results may vary and past performance does not guarantee future outcomes.

General information only

All material provided is for informational purposes and does not constitute professional or personal advice. You should seek independent professional advice before acting on any information provided on this site.

Limitations of liability

We strive for accuracy but do not accept responsibility for errors or omissions in content.

Financial planning does not guarantee any specific outcome or result.
We are not liable for any loss resulting from reliance on this site's information.
Information is subject to change without notice; check for updates regularly.
We do not guarantee the accuracy, completeness, or timeliness of content provided.

Accuracy of information

Content is reviewed regularly but may not always reflect the latest changes in regulations or financial best practices. Users are responsible for verifying details before making any decisions based on site material.

No warranty is given for completeness or accuracy of information.

No personalised advice

This website does not offer, promote, or endorse any individual investment products or personal financial advice. Always seek advice from a qualified professional for your specific needs.

External links

Links to third-party sites are provided for convenience only. We do not control or endorse external content and are not responsible for the accuracy or reliability of information found there.

Results may vary disclaimer

Outcomes from financial planning are influenced by many factors. Your results may differ and there is no guarantee of any particular outcome.

Past performance disclaimer

Past performance is not an indicator or guarantee of future results. Consult a qualified planner for current advice.

Financial disclaimer statement

Our services involve ongoing planning support for a fixed fee. We do not offer investment products or guarantee results.

No investment or product recommendations are made.
We do not manage portfolios or maximise investment returns.
Service is limited to general planning and consultation.

Jurisdiction and law

This website operates under Australian law and regulations.

Any dispute or claim relating to use of this website shall be governed by the laws of Australia. Users must ensure compliance with their local regulations.

Australian laws apply to all services and content provided.

Users are responsible for checking local laws before engaging our service.

Indemnity

By using this site, you agree to indemnify us for any loss, liability, or expense arising from your use of the information provided.

Severability

If any part of this disclaimer is held invalid, the remaining provisions remain effective.

Modifications

We may update this disclaimer at any time. Continued use of this site constitutes acceptance of any changes made.

Contact us

For questions or concerns about this disclaimer, contact our support team.

Contact email: content@kolermeliraene.com

Phone: +61 8 4712 8411

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective date: September 13, 2025

Last updated: September 13, 2025